INSURANCE FOR POOR IN INDIA: A STUDY WITH SPECIAL REFERENCE TO STATE SPONSORED SCHEMES

MTSPL

INSURANCE FOR POOR IN INDIA: A STUDY WITH SPECIAL REFERENCE TO STATE SPONSORED SCHEMES

Authors:

Dr. Seema Surendran, Bhargavi. S V

Publication Date:

April 2023

No.of Pages: 250
Price ₹ 350
ISBN:

978-93-92090-20-2

DOI:

https://doi.org/10.47716/MTS.B.978-93-92090-20-2

Publisher:
Magestic Technology Solutions (P) Ltd.
Place of Publication:
Chennai, India.

Abstract

The unorganized sector contributes a significant proportion of India’s gross domestic product, and a vast majority of households rely on it for their income. However, people working in informal sectors are often poor and at risk of infectious and long-term diseases due to their work and living conditions. Health insurance is essential for individuals in such uncertain and unpredictable circumstances. The government has taken the initiative to provide health insurance to people with low incomes to ensure that they have access to the necessary medical treatment. This study aims to evaluate the performance of various health insurance programs offered by the government to those with low incomes. However, the poor still face obstacles in acquiring access to high-quality medical care due to socioeconomic conditions, social and gender norms, and unfair distribution of healthcare facilities. To address these issues, the central and state governments have launched several government health insurance programs in recent years. The main motive of government health insurance programs is to give people access to good free medical care, but it remains a challenge to set up and manage health insurance, particularly in rural areas.

Keywords: Unorganized sector, health insurance, low income, socioeconomic conditions, government health insurance programs, healthcare facilities.

 

Book Citation

Dr. Seema Surendran, Bhargavi. S V, (2023). INSURANCE FOR POOR IN INDIA: A STUDY WITH SPECIAL REFERENCE TO STATE SPONSORED SCHEMES (1st ed.). Magestic Technology Solutions (P) Ltd. ISBN: 978-93-92090-20-2. DOI: https://doi.org/10.47716/MTS.B.978-93-92090-20-2

 

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